Source: AMLA final report draft
- Anti-money laundering
AML 6 directive supplemental acts
- ITS on FIU-to-FIU exchanges
Article 2 Definitions
This is a draft act
This text has been parsed from the AMLA final report draft as published on 3 July 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Summary What does Article 2 of the ITS on FIU-to-FIU exchanges say?
This is a definitions article, establishing the precise meaning of three key terms used throughout the regulation.
It grounds the regulation's technical language by defining the two primary types of cross-border information flows between Financial Intelligence Units (FIUs) — the Cross-Border Report (XBR) and the Cross-Border Dissemination (XBD) — as well as the concept of a "template," which is the central tool through which all information exchanges are conducted.
These definitions are foundational to understanding the obligations set out in the subsequent articles, particularly those governing how and when FIUs must transmit information via FIU.net.
Important points:
- The Cross-Border Report (XBR) is a suspicion report from an obliged entity operating under freedom to provide services, transmitted promptly to the host Member State's FIU before any operational analysis is conducted.
- The Cross-Border Dissemination (XBD) differs in that it involves relevant information from a suspicion report shared proactively with another FIU following verification against selection criteria, with no response expected from the receiving FIU.
- A template is defined as an adaptive model structuring the core data set for FIU information exchanges, with data points incorporated directly into designated fields within FIU.net.
Springlex's summary of the article is a reading aid, not a substitute for the legal text.
For the purposes of this Regulation the following definitions shall apply:
‘cross border report’ (hereinafter ‘XBR’) means, in accordance with Article 31(1), third subparagraph, and 34(1), second subparagraph, of Directive (EU) 2024/1640, a report of suspicions submitted by an obliged entity operating under the freedom to provide services, in accordance with Article 69(1) of Regulation (EU) 2024/1624, which relates to the host Member State, as defined in Article 2(6) of Directive (EU) 2024/1640, and is promptly transmitted to it before conducting operational analysis, where the only link to the Member State of the sending FIU is its role as the home Member State, as defined in Article 2(5) of Directive (EU) 2024/1640.
‘cross border dissemination’ (hereinafter ‘XBD’) means, in accordance with Article 31(1), third subparagraph, of Directive (EU) 2024/1640, the relevant information contained in a report of suspicions which is promptly transmitted to the FIU of another Member State, before conducting operational analysis and following positive verification against selection criteria, and for which no response from the receiving FIU is expected.
‘template’ means an adaptive model that provides the core data set, its basic structure, and the meaning of each data point to be used for the exchange of information between FIUs, and whose data points are to be incorporated into the corresponding designated fields within FIU.net.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.
Definition
template
Definition
cross border dissemination
Definition
cross border report