Source: AMLA final report draft
- Anti-money laundering
AML 6 directive supplemental acts
- ITS on FIU-to-FIU exchanges
Article 3 General principles
This is a draft act
This text has been parsed from the AMLA final report draft as published on 3 July 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Summary What does Article 3 of the ITS on FIU-to-FIU exchanges say?
This article establishes the core operational rule for how FIUs must exchange information: by using the standardised templates defined in the regulation's Annexes.
It covers the full range of exchange types — spontaneous exchanges, requests, responses, feedback, XBDs, and XBRs — and clarifies both how the templates are structured and how they interact with FIU.net, the platform through which all exchanges must be transmitted.
Importantly, the templates themselves are not to be sent as attachments; they serve as the blueprint for the data fields within FIU.net.
Important points:
- Use the designated templates from Annexes I through VI for all categories of information exchange with other FIUs.
- Additional supporting documents, such as identity documents or transaction records, may be submitted in their original format, but only where they add analytical value and do not duplicate information already entered in the template fields.
- All information must be transmitted exclusively by completing the designated fields within FIU.net — the templates annexed to this regulation must not be attached or sent in their annexed form through the platform.
Springlex's summary of the article is a reading aid, not a substitute for the legal text.
When exchanging information, FIUs shall use the templates provided by this Regulation with Annexes I, II, III, IV, V and VI for the spontaneous exchange of information, the request of information, the related response, the provision of feedback and the dissemination of XBDs and XBRs.
The templates are structured in several sections, with multiple fields, and are accompanied by the indication of mandatory fields.
FIUs may submit additional documents in their original format, including identity documents and transaction records, where these documents provide added analytical value and avoiding unnecessary duplication of information already reported in the relevant data fields of the templates.
The templates set out in the Annexes to this Regulation define the data structure to be implemented within FIU.net for the purposes of information exchanges between FIUs. Information required under this Regulation shall be transmitted solely through the completion of the corresponding designated fields within FIU.net, and the templates annexed to this Regulation shall not be attached or transmitted in their annexed form as part of any exchange conducted via FIU.net.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.
Definition
template