Source: AMLA consultation paper draft
- Anti-money laundering
AMLR supplemental acts
- RTS on customer due diligence
Article 16 Identification and verification of the person purporting to act on behalf of the customer
This is a draft act
This text has been parsed from the AMLA consultation paper draft as published on 9 February 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Summary What does Article 16 of the RTS on customer due diligence say?
This brief but important article adds a specific layer of obligation on top of the standard customer due diligence requirements already established in Section 2 of the regulation.
When a person claims to be acting on behalf of a customer, obliged entities must go beyond simply identifying and verifying who that person is — they must also obtain information that confirms the person actually has the authority to act in that capacity, and the scope of that authority.
Important points:
- Obtain information to verify both the existence and the extent of the power of representation for anyone purporting to act on behalf of a customer.
- This obligation is in addition to the identification and verification requirements already set out in Section 2 of the regulation.
- The obligation applies to obliged entities whenever a third party claims to represent a customer.
Springlex's summary of the article, a reading aid, not a substitute for the legal text.
In relation to the identification and verification of the person purporting to act on behalf of the customer as referred in Article 22 of Regulation (EU) 2024/1624, and in addition to the information to be collected pursuant to the relevant provisions of Section 2, obliged entities shall obtain information which enables them to verify the existence and extent of the power of representation.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.