Article 2 Information to be obtained in relation to names

This is a draft act

This text has been parsed from the AMLA consultation paper draft as published on 9 February 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.

Summary What does Article 2 of the RTS on customer due diligence say?

This article builds directly on the identification requirements set out in Article 22(1) of Regulation (EU) 2024/1624, providing practical clarification on exactly what name information obliged entities must collect.

It covers two distinct scenarios: identifying a natural person and identifying a legal entity or organisation with legal capacity.

The core message is straightforward — name collection must be complete and accurate, leaving no room for partial or informal records.

Important points:

For natural persons, collect all names and surnames exactly as they appear on the identity document, passport, or equivalent.
For legal entities and organisations with legal capacity, collect both the registered name and any trade name if it differs from the registered name.
The obligation to collect this information falls on obliged entities.

Springlex's summary of the article, a reading aid, not a substitute for the legal text.

1. In relation to the names and surnames of a natural person as referred to in Article 22(1), point (a)(i), of Regulation (EU) 2024/1624, obliged entities shall obtain all names and surnames that feature on the identity document, passport or equivalent.
1. In relation to the name of a legal entity as referred to in Article 22(1), point (b)(i), and other organisations that have legal capacity under national law as referred to in Article 22(1), point (d)(i), of Regulation (EU) 2024/1624, obliged entities shall obtain the registered name and the trade name where it differs from the registered name.

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