Source: AMLA final report draft

EN

Article 23 Additional information on the source of funds and source of wealth of the customer and of the beneficial owners

This is a draft act

This text has been parsed from the AMLA final report draft as published on 30 September 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.

Earlier drafts: AMLA consultation paper draft (9 February 2026)

For the purposes of Article 34(4), point (c), of Regulation (EU) 2024/1624, that additional information shall enable obliged entities to be satisfied that the source of funds or source of wealth is lawful. Such information may include:
1. in relation to proof of income:
  tax declarations, tax assessment notices or other equivalent official documentation issued by, filed with or acknowledged by the competent tax authority;
  recent payslips or employment documentation specifying at least the amount of salary;
  other official income statements;
2. audited financial statements, investment documentation, credit facility agreements and loan agreements;
3. in the case of immovable property, public deeds or extracts from the property or residents register;
4. inheritance, gifts and legal settlements documentation, documentation from certified independent professionals or public authorities;
5. a property transfer contract or confirmation of change of ownership;
6. information from reliable asset or public registers;
7. information from reputable media publications or reputable commercially available service providers, including analytical services;
8. any other relevant information from independent and reliable sources, providing a high degree of reassurance that the customer’s and beneficial owners’ source of funds, and source of wealth are lawful and are consistent with the obliged entities’ knowledge of the customer and the nature of the business relationship.

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