Source: OJ L, 2025/294, 13.2.2025Current language: EN
- Markets in crypto-assets
Crypto-asset service provider
- RTS on CASP complaints handling
Article 3, Means and language for filing complaints
Summary What does Article 3 of the RTS on CASP complaints handling say?
This article sets out the practical accessibility requirements for the complaints filing process, building directly on the complaints-handling framework established in Article 1.
It covers two core dimensions of accessibility: the format in which complaints can be submitted, and the languages in which clients are entitled to submit them.
The language obligation is notably broad, covering not only the languages a provider uses to market or communicate with clients, but also the official EU languages of both the provider's home Member State and any host Member States where it operates.
Important points:
- Ensure clients can file complaints by electronic means or in paper form.
- Accept complaints in all languages used to market services or communicate with clients.
- Also accept complaints in the official EU languages of both the home Member State and any host Member States where services are provided.
Springlex's summary of the article, a reading aid, not a substitute for the legal text.
Crypto-asset service providers shall ensure that clients are able to file complaints by electronic means or in paper form.
Crypto-asset service providers shall ensure that clients are able to file complaints in:
the languages used by the crypto-assets service provider to market its services or communicate with clients;
the official languages of the home Member State and host Member States that are also official languages of the Union.
Relevant recitals
Recital 2 Multilingual availability for complaint submissions
It is necessary to ensure that clients can file their complaints in the languages used by the crypto-assets service provider to market its services or communicate with clients, as well as in the official languages of the home Member State and host Member States, that are also official languages of the Unio3n.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.
Definition
placing of crypto-assets
Definition
official currency
Definition
electronic money institution
Definition
distributed ledger
Definition
reception and transmission of orders for crypto-assets on behalf of clients
Definition
exchange of crypto-assets for funds
Definition
credit institution
Definition
consensus mechanism
Definition
operation of a trading platform for crypto-assets
Definition
e-money token
Definition
home Member State
- where the offeror or person seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens has its registered office in the Union, the Member State where that offeror or person has its registered office;
- where the offeror or person seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens has no registered office in the Union but does have one or more branches in the Union, the Member State chosen by that offeror or person from among the Member States where it has branches;
- where the offeror or person seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens is established in a third country and has no branch in the Union, either the Member State where the crypto-assets are intended to be offered to the public for the first time or, at the choice of the offeror or person seeking admission to trading, the Member State where the first application for admission to trading of those crypto-assets is made;
- in the case of an issuer of asset-referenced tokens, the Member State where the issuer of asset-referenced tokens has its registered office;
- in the case of an issuer of e-money tokens, the Member State where the issuer of e-money tokens is authorised as a credit institution under Directive 2013/36/EU or as an electronic money institution under Directive 2009/110/EC;
- in the case of crypto-asset service providers, the Member State where the crypto-asset service provider has its registered office;
Definition
crypto-asset service
- providing custody and administration of crypto-assets on behalf of clients;
- operation of a trading platform for crypto-assets;
- exchange of crypto-assets for funds;
- exchange of crypto-assets for other crypto-assets;
- execution of orders for crypto-assets on behalf of clients;
- placing of crypto-assets;
- reception and transmission of orders for crypto-assets on behalf of clients;
- providing advice on crypto-assets;
- providing portfolio management on crypto-assets;
- providing transfer services for crypto-assets on behalf of clients;
Definition
offer to the public
Definition
providing advice on crypto-assets
Definition
offeror
Definition
execution of orders for crypto-assets on behalf of clients
Definition
electronic money
Definition
crypto-asset service provider
Definition
crypto-asset
Definition
DLT network node
Definition
funds
Definition
client
Definition
asset-referenced token
Definition
issuer
Definition
exchange of crypto-assets for other crypto-assets
Definition
electronic money token
Definition
providing custody and administration of crypto-assets on behalf of clients
Definition
providing transfer services for crypto-assets on behalf of clients
Definition
distributed ledger technology
Definition
host Member State