Source: OJ L, 2024/1624, 19.6.2024

Current language: SV

Artikel 45 Åtgärder gentemot personer som upphör att vara personer i politiskt utsatt ställning


Summary What does Article 45 of the Anti-money laundering regulation (AMLR) say?

This article addresses what happens when a politically exposed person (PEP) leaves their prominent public function — making clear that the enhanced scrutiny does not simply stop the moment they exit their role.

It builds directly on the PEP-related obligations established in Article 42 and the enhanced due diligence measures in Article 34, extending those requirements into a defined wind-down period after the person's departure from public office.

The core message is that former PEPs continue to carry residual risk, and obliged entities must continue to account for that risk in their assessments and apply mitigating measures accordingly.

Important points:

  • Continue applying enhanced due diligence measures to a former PEP for a minimum of 12 months after they have ceased to hold a prominent public function.
  • Factor in the continuing risk posed by the person's former role when assessing money laundering and terrorist financing risks in line with Article 20.
  • The same obligations apply when entering into a business relationship or carrying out an occasional transaction with someone who held a prominent public function in the past.

Springlex's summary of the article, a reading aid, not a substitute for the legal text.

    1. Om en person i politiskt utsatt ställning inte längre har en viktig offentlig funktion i unionen, en medlemsstat, ett tredjeland eller en internationell organisation, ska ansvariga enheter, i sin bedömning av risker för penningtvätt och finansiering av terrorism i enlighet med artikel 20, beakta om den personen, till följd av sin tidigare funktion, fortfarande utgör en risk.

    1. Ansvariga enheter ska tillämpa en eller flera av de åtgärder som anges i artikel 34.4 för att minska de risker som personen i politiskt utsatt ställning utgör till dess att de risker som avses i punkt 1 i den här artikeln inte längre existerar, men under alla omständigheter under åtminstone tolv månader efter det att personen upphör att ha en viktig offentlig funktion.

    1. Den skyldighet som avses i punkt 2 ska på samma sätt gälla om en ansvarig enhet utför en enstaka transaktion eller ingår en affärsförbindelse med en person som tidigare har haft en viktig offentlig funktion i unionen, en medlemsstat, ett tredjeland eller en internationell organisation.

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