Artikel 46 Familjemedlemmar och kända nära medarbetare till personer i politiskt utsatt ställning

This is a short but important extension article.

Rather than introducing new obligations, it explicitly extends the enhanced due diligence measures already established in Articles 42, 44, and 45 — which govern how obliged entities must treat politically exposed persons (PEPs) — to also cover family members and known close associates of those PEPs.

In doing so, it closes a potential loophole whereby the enhanced scrutiny applied to a PEP could be circumvented by routing transactions or relationships through connected individuals.

Important points:

• Apply the same enhanced due diligence measures used for politically exposed persons to their family members and known close associates.
• The scope of "family member" includes spouses, partners, children and their spouses or partners, parents, and in certain cases siblings.
• This article does not create standalone obligations — it purely extends the reach of the rules set out in Articles 42, 44, and 45.